Architectural & Real Estate Photographer Insurance

From $99/Year

We insure professional architectural and real estate photographers who photograph private and commercial properties.

Liability with limits up to $6M/$7M
Replacement Cost Equipment Coverage with no per item limit.
“Great Coverage” and “responsive” representatives

4.9/5 Google Rating
1,200+ Reviews

Professional Photographers
"Highly Recommend" RVNA Insurance

Michael A.

5/12/2024

These people do good work. I'm a wedding photographer and sometimes need Certification of Liability Insurance forms to send to wedding venues last minute. I email them what I need and they usually have the document I need within 24-hours. This is my second year using them so far and I'm satisfied with their responsiveness and help.
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Stinsonddog

2/12/2024

They offer photography specific insurance; very good people to work with; helpful and get things done.
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Bernadette M.

7/12/2023

I can't say enough about my event and photography planning packages that I have had with RV Nuccio over the past 10 years each and every time I have needed assistance they are quick to response - recently - I had an event that the venue wanted words changed or I 4 hours later I could not preform the planned services for that day - Alessandra Sabato (RV Nuccio Rep) - was absolutely awesome - she responded immediately and revised per their request (3 times) over the next 3 hours working with me to ensure my client was not let down by my company. As a small Event Planning and Event Photography company - just after reopening in June (covid) - I could not afford to loose a client and she saw to it that I didn't - thank you Alessandra for saving the day. Sincerely Bernadette - Family Affair Event Planning Key West
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Chris S.

7/12/2023

It's been a great two years being with R.V. Nuccio and as an independent filmmaker insurance is really important for us especially at a good rate. R.V. Nuccio has given us the best rate for these two years hands down and their great team members such as Rose Ouzounian are always there to help especially when you're on a tight deadline which I am most of the time.
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Jane F.

7/12/2022

It is seldom these days that one experiences true customer service - but, it's wonderful to acknowledge when you find it! Rose Ouzounian at R.V. Nuccio & Associates helped me and my client to navigate through some challenging insurance questions, and presented me with clear solutions. As a freelance photographer it is essential to feel confident & protected in my work and I am grateful to have found professional services and people that make that possible!
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Gabe H.

7/12/2021

I use RVNA to cover my camera/film equipment. Great company, great prices.
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Chris &.

7/12/2021

I called in today because I needed assistance with adding an additional insured to our policy. The initial contact was done via email, however, since I didn't know how to add and additional insured, I decided to call in to customer support. The agent that assisted me, Ami, was superb. Ami took the time to show us how to add an additional insured through our log in and even went ahead and filled out the additional insured form for us. We are super grateful for Ami's help today and her willingness to even follow up with us to make sure everything else was taking care of. She even went the extra mile to provide us her email info in the event we ever have any other questions. Thank you, Ami, for going above and beyond and making the whole process so easy and smooth! Chris & Audrey Chris & Audrey Photography, LLC.
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Victor O.

7/12/2020

I've carried liability insurance with R.V. Nuccio & Associates for a few years now. Just renewed with Ami over the phone and it was quick, easy and hassle-free. I would recommend this company to my photographer friends and anyone who needs liability insurance for their business.
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Liz S.

7/12/2020

Although I (luckily) have not had to make a claim for anything, I use RV Nuccio for my photography/videography business insurance and they are super easy to work with. My representative Ami was very helpful and knowledgeable when I went to renew my plan and make some much needed changes, I appreciate the efficiency and communication from them. Thanks guys!
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Daniel K.

7/12/2020

This is the place for all types of insurance for those in the film industry. They know their stuff and they are quick with great prices.
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Jennifer C.

7/12/2019

I have been using them for years for my photography business and when I need help they are there for me, stress free and one stop call resolution. I love their customer service. Thank you.
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Tony F.

7/12/2019

Great firm for photographers who need an insurance company that understands our business. They took the time to help me sign uo on the phone and BINGO... My equipment is covered as I travel or am at home. This is a great company and their rates seem good. You should 100% compare them to other firms if you want insurance on your Camera or Video Equipment.
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Josh P.

7/12/2019

Ami Kim helped me get proper coverage for my Photography Business. I also like that it's so easy to add a COI to my coverage.
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Meivys S.

7/12/2018

Stefy was great! I have been using RVNA since I opened my photography company and it has always been easy and stress free. This time I called to renew and spoke with Stefy, she was great and was able to help me within 10 minutes 🙂
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Andres O.

7/12/2018

Micaela was great. Being my first time purchasing a photography insurance she was very patient in helping me understand my different options.
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RJ R.

7/12/2018

Stefy at R.V. Nuccio was very helpful with re-upping my business insurance coverage. No hassle, she was able to complete my coverage application quickly. Thanks so much. This is the second year I am covering my photography business with R.V. Nuccio. Competitively priced insurance with more than sufficient coverage for my business needs.
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Specialized Insurance for Architectural and Real Estate Photographers with Unmatched Customer Service.

Pro Photographer Insurance by RVNA stands out from other providers that seem to offer similar programs but fall short on coverage, security, and responsiveness.

Key benefits that come with choosing RVNA

Trusted by Photographers Nationwide: RVNA’s specialized coverage is a favorite among professional photographers, delivering real value and comprehensive protection. With over 1,200 positive reviews, photographers insured with us stay with us, thanks to our exceptional service and tailored coverage options.

Responsive, Knowledgeable Support: Reach our representatives by phone Monday through Friday for expert guidance. Our staff understands the unique risks of real estate and architectural photography and can help you select the right coverages to protect your business.

Easy, Streamlined Online Service: Our fast, user-friendly online platform lets you customize, quote, and buy a policy in minutes. Plus, you can manage your policy anytime, anywhere, with mobile-friendly access for on-the-go adjustments.

24/7 Claims Reporting: File a claim anytime with our dedicated 24/7 claims reporting line, giving you peace of mind when you need it most.

Photographers Love RVNA

“I’ve carried liability insurance with RVNA for a few years now. Just renewed over the phone and it was quick, easy and hassle-free. I would recommend this company to my photographer friends for their business.” —Victor O., Google

“I have been using them for years for my photography business and when I need help they are there for me, stress free and one stop call resolution.” —Jennifer C., Google

“Great firm for photographers who need an insurance company that understands our business. My equipment is covered as I travel or am at home. This is a great company.” —Ngo N., Google

Exclusive RVNA Policy Backed by

Coverage in all 50 States & more

RVNA Photographer Insurance is available in all 50 states, and when you travel beyond your home state, your coverage goes with you. Our liability insurance protects photographers no matter where in the United States their work takes them.

For equipment and gear, RVNA offers worldwide coverage.

Whether you’re capturing stunning architecture in the U.S. or abroad, your cameras and gear are usually covered if they are accidentally damaged. While some countries are excluded from the policy, most popular destinations are covered. Contact us for more information on worldwide camera insurance.

Unlimited Certificates of Insurance (COIs) Free with Liability

With RVNA, real estate and architectural photographers can manage their policy online and add Additional Insureds instantly, or call 1-800-364-2433 for immediate assistance.

Best Liability Insurance for Architectural and Real Estate Photographers

Real estate shoots can be high-pressure environments, often taking place in homes, commercial properties, or construction sites. Photographers may also take pre-shoot photos in a studio or other on-location settings. Liability insurance provides protection if a client, property owner, or bystander is injured due to your setup, ensuring that your business is safeguarded against potential claims.

Why Architectural and Real Estate Photographers Need Liability

Shooting in studios or on-site at various properties comes with its share of liability risks. Real estate and architectural photographers face potential liabilities when they work in client-owned spaces, rented studios, or other locations. If someone is injured due to your setup or if property is accidentally damaged during a shoot, you could be held liable.

Property Damage & Bodily Injury: Liability insurance covers you for property damage or bodily injury that may occur while you capture images in homes, commercial spaces, or other venues.

With coverage limits of up to $6M/$7M, RVNA’s General Liability insurance provides essential protection for real estate and architectural photographers crucial to safeguard your business against potential claims.

The Best Equipment & Camera Insurance

It’s a common misconception that the warranties either provided with cameras or other high-value photography equipment or extended warranties offer sufficient protection. While warranties provide limited coverage, they fall short of the comprehensive protection that professional real estate and architectural photographers need. Additionally, managing multiple warranties from various providers can be a hassle when filing claims for accidental damage or defects.

Why Architectural and Real Estate Photographers need Equipment Insurance

Theft and accidental damage coverage
Our equipment insurance covers your gear not only for accidental damage but also in the event of theft, ensuring you’re not left without the tools needed for your next shoot.

Equipment Replacement Cost Coverage
Unlike warranties, we don’t just pay the depreciated value of your equipment. If your camera or gear needs replacement, we cover the cost of a replacement even if that means a newer model because your existing equipment has been discontinued. This applies to all photography gear and office equipment, including laptops and monitors.

Owned and rented equipment coverage
Our insurance extends to rented equipment as well, offering peace of mind when you need additional gear for a specific project.

Fire, Windstorm, Earthquake, Flood, Vandalism coverage
Our coverage includes many perils often excluded by other insurers, ensuring your equipment is protected from a range of unexpected events.

No per-item limit, no itemization needed
You select the overall coverage amount you need, and we don’t impose per-item limits. Whether you have a high-value camera or multiple pieces of gear, we’ll cover up to the policy limit you choose, with no itemization required.

No per item or aggregate limit

RVNA places no limits on the value of your camera or equipment. For example, If a photographer selects a $10,000 coverage limit then the equipment is covered up to $10,000 even if that amount is for a single camera accidentally damaged that costs $10,000 to replace. Other insurance places per item limits on camera and gear.

Owned and rented equipment

RVNA’s Photographer Insurance provides coverage for owned and rented equipment. For example: A photographer rents lights for a shoot and a light gets damaged. RVNA’s Camera Equipment Insurance covers the replacement cost of the equipment up to the insured limit. Other insurance excludes rented equipment.

Set Your Own Limits

With RVNA Photographer Insurance, tailor your policy to cover exactly what you need. Our custom policies can be quoted and purchased online instantly. Using our online system, you select only the limits and coverages you need. Other insurance is package-based and costs photographers more money for less coverage.

Additional Coverages to Consider

Liability & Excess
Props, Sets & Wardrobe
Errors & Omissions
Employee Crime
AD&D/AME
Workers Compensation
UAV / Drone Coverage
and more!

Questions?
Call us 1-800-364-2433

QUOTE ONLINE NOW

Get Insured Today

Let RVNA help protect your architectural or real estate photography business and ensure your continued success.

BUY POLICY FROM $99/YEAR

Questions? Call us 1-800-364-2433 5:30AM to 5:00PM PT.