Portrait Photographer
Insurance

It’s a common misconception that the warranties that come with a camera or other high-value photography equipment provide enough protection. While they offer limited protection, they do not provide the necessary protection professional photographers require. In addition, managing multiple warranties with multiple providers is nowhere near hassle free when filing a claim. Instead of signing up for all those additional warranties, our photographer insurance can protect all your equipment including photography and office equipment.

Why Portrait Photographers need Equipment Insurance

Theft and accidental damage coverage
Our equipment coverage not only covers your equipment for accidental damage, it also provides protection in the event your camera is stolen.

Equipment Replacement Cost Coverage
If your camera needs to be replaced, we don’t pay you the value of your existing camera, we pay to replace your camera. What this means for a portrait photographer is that if your camera model has been discontinued our insurance will pay what it costs you to replace your camera, even if it’s a newer model. This replacement cost coverage extends to all photography gear and office equipment including laptops, monitors, and more.

Owned and rented equipment coverage
Our equipment insurance is one of the few where coverage extends to rented equipment as well.

Fire, Windstorm, Earthquake, Flood, Vandalism coverage
Our gear coverage covers equipment for accidental damage from many perils that are often excluded by other insurers.

No per-item limit, no itemization needed
When you purchase equipment coverage, you choose how much coverage you need. If you need to file a claim, your equipment can be covered up to the limit you selected. We don’t place per-item limits on photography equipment, so even if you have a high-value camera that is covered under the policy, we will pay to replace it.