Protect Your Gear and Art with Specialized Photographer Insurance.
Liability, up to $6 Million
Worldwide Equipment Insurance with replacement cost coverage
Professional Photographers
"Highly Recommend" RVNA Insurance
Why Specialized Insurance is Essential for Street Photographers
Street photographers thrive in the vibrant, unpredictable world of urban life, capturing the essence of everyday scenes and fleeting moments. The thrill of freezing a perfect, candid shot in time—whether it’s a street performer mid-act, a quiet exchange between strangers, or an unexpected burst of light against graffiti-clad walls—is unparalleled. But while the spontaneity of street photography is exhilarating, it comes with unique risks that can jeopardize both your gear and your creative process.
The Unpredictable Nature of Street Photography
Whether you’re in New York City, the alleys of Paris, or exploring hidden streets in Morocco, every street photographer knows the unpredictable nature of this type of photography. One minute you’re adjusting focus, and the next, a bystander accidentally bumps into you, sending your camera crashing to the ground. Or, perhaps you’re in the middle of capturing an image only to have an unexpected downpour finds you running for shelter. Photographer insurance provides the confidence to keep exploring.
Seizing the Moment
Street photography is as much about seizing the moment as it is about exploring unknown territory, often without a clear agenda. Your camera is your companion on this journey, and its functionality is vital to your creative process. Photographer Insurance covers things like accidental damage, theft, and even limits your liability when the unexpected happens—whether it’s a dropped lens or you accidentally damage property trying to capture that ultimate shot.
Your gear is essential, and street photography often puts it at risk. Crowded streets, sudden weather changes, and unexpected bumps all make your equipment vulnerable. Insurance tailored for photographers covers accidental damage, theft, and weather-related incidents, helping you avoid costly repairs or replacements.
Risks: Street photography’s unpredictability means higher chances of equipment damage or theft. Busy areas and outdoor settings expose your gear to accidental drops and weather shifts, making coverage essential to avoid unexpected expenses.
In public spaces, you’re responsible for both your gear and the safety of those around you. If a passerby trips over your tripod or you accidentally damage property, liability insurance covers resulting claims and legal fees, saving you from costly setbacks.
Risks: Busy public areas increase the chance of accidents involving others, like a person tripping over your setup or accidental property damage. Liability insurance protects you from the financial impact of these incidents.
Street photographers often travel to capture urban life in new places. With worldwide equipment coverage, your gear is protected from accidental damage, theft, and loss—no matter where you are.
Risks: Traveling with valuable equipment brings added risks like rough airport handling, crowded transit, and unfamiliar environments. Worldwide coverage ensures you can replace or repair gear, even far from home.
Exclusive RVNA Policy Backed by
Liability Insurance
General liability insurance, with limits up to $6M/$7M, provides a safety net against lawsuits related to bodily injury, property damage, personal injury, or advertising disputes.
KEY COVERAGES INCLUDE
Bodily Injury Liability
Safeguards your business if someone is accidentally injured due to your operations.
Property Damage Liability
Protects against costs for accidental damage to someone else’s property.
Errors & Omissions
Hired & Non-Owned Auto Liability
Unlimited Certificates of Insurance (COIs) Free with Liability
With RVNA photographers can manage their policy online and add Additional Insureds instantly or call 1-800-364-2433 to have one of our insurance specialists do it for you.
Camera Insurance
RVNA Equipment coverage insures your photography gear including high-quality cameras, lenses, lighting, computers, laptops, monitors, and more, from accidental damage, theft, or loss. This includes protection for equipment damage due to a flood, fire, or natural disaster such as a hurricane.
KEY COVERAGES INCLUDE
Replacement Cost:
Covers the cost of replacing photography equipment, so you can buy a new camera to replace the damaged one.
Accidental Damage:
Provides coverage for accidental damage to your gear.
Theft Protection:
Protects your equipment from theft.
No per item or aggregate limit
RVNA places no limits on the value of your camera or equipment. For example, If a photographer selects a $10,000 coverage limit then the equipment is covered up to $10,000 even if that amount is for a single camera accidentally damaged that costs $10,000 to replace. Other insurance places per item limits on camera and gear.
Owned and rented equipment
RVNA’s Photographer Insurance provides coverage for owned and rented equipment. For example: A photographer rents lights for a shoot and a light gets damaged. RVNA’s Camera Equipment Insurance covers the replacement cost of the equipment up to the insured limit. Other insurance excludes rented equipment.
Set Your Own Limits
With RVNA Photographer Insurance, tailor your policy to cover exactly what you need. Our custom policies can be quoted and purchased online instantly. Using our online system, you select only the limits and coverages you need. Other insurance is package-based and costs photographers more money for less coverage.
UAV and Drone Insurance
Expanding Your Street Photography with Drones?
Our drone insurance covers your equipment and liability for property damage, so you can focus on getting the perfect shot from above. Learn more about our Drone Insurance
Questions?
Call us 1-800-364-2433
Unmatched Customer Service
“I’ve carried liability insurance with RVNA for a few years now. Just renewed over the phone and it was quick, easy and hassle-free. I would recommend this company to my photographer friends for their business.” —Victor O., Google
“I have been using them for years for my photography business and when I need help they are there for me, stress free and one stop call resolution.” —Jennifer C., Google
“Great firm for photographers who need an insurance company that understands our business. My equipment is covered as I travel or am at home. This is a great company.” —Ngo N., Google
Get Insured Today
Protect your photography business with RVNA.
Questions? Call us 1-800-364-2433 5:30AM to 5:00PM PT.