From $99/Year
Professional Wedding Photographers
"Highly Recommend" RVNA Insurance
Specialized Insurance for Wedding Photographers with Unmatched Customer Service.
Wedding Photographer Insurance by RVNA is a cut above others that offer what appear to be similar programs but are not.
Key benefits that come with choosing RVNA
Photographers love and recommend our insurance: Offering photographer insurance for 30+ years, RVNA’s specialized coverage seeks to provide real value for photographers. Photographers who are insured with us, stay with us. They understand the value we provide. They take the time to write reviews and express how thrilled they are with our exceptional service and coverage.
Responsive, knowledgable representatives available by phone: Photographers can call us Monday through Friday and easily reach us by phone. Our knowledgable staff understands the unique needs and risks of wedding photographers and can assist a photographer in selecting coverage to protect their business.
Streamlined online service: Our user-friendly, fast online access is one of the most popular features RVNA offers. Photographers can not only customize, quote, and buy a policy online, but they can also manage their policy online. We even offer mobile-friendly access for on-the-go adjustments.
24/7 Claims reporting: Photographers can file a claim any time by email or by phone.
Photographers Love RVNA
“I’ve carried liability insurance with RVNA for a few years now. Just renewed over the phone and it was quick, easy and hassle-free. I would recommend this company to my photographer friends for their business.” —Victor O., Google
“I have been using them for years for my photography business and when I need help they are there for me, stress free and one stop call resolution.” —Jennifer C., Google
“Great firm for photographers who need an insurance company that understands our business. My equipment is covered as I travel or am at home. This is a great company.” —Ngo N., Google
Exclusive RVNA Policy Backed by
Coverage in all 50 States & more
RVNA Photographer Insurance is available to purchase in all 50 states. In addition, when you travel beyond the state where you reside, our photographer insurance travels with you.
Photographer Liability Insurance covers photographers across all 50 states.
Worldwide Coverage for Equipment & Gear including cameras. For example, if your camera or gear is accidentally damaged while you are capturing photos in another country other than the United States, it’s usually covered. While some countries are excluded from the policy, most popular destinations are covered. Call us for more information.
Unlimited Certificates of Insurance (COIs) Free with Liability
With RVNA, wedding photographers can manage their policy online and add Additional Insureds instantly, or call 1-800-364-2433 for immediate assistance.
Best Liability Insurance for Wedding Photographers
Weddings can be a high-stress environment and are often held at venues or event sites. In addition, many of the pre-wedding photographs are taken at a studio or on location. Liability can protect a photographer when a client or bystander gets injured due to a photographer’s setup.
Why Wedding Photographers need Liability
Venues often require proof of liability insurance for any vendor working at an event. A photographer is considered a vendor. Venues require liability from photographers because they do not want to be held liable if a guest is accidentally injured due to something caused by a photographer. For example, a guest trips over a a cable and breaks her ankle. In addition, liability protects photographers from property damage. For example, if a light or piece of equipment either falls on the floor or through a window, the photographer would be responsible for the damage.
Studios and working on location come with liability risks. Professional wedding photographers expose themselves to liability risks whenever they photograph or meet clients at their studio or rent a studio. In addition, working on location exposes a photographer to liability if someone gets injured due to their setup, or property gets accidentally damaged.
With limits up to $6M/$7M, RVNA’s General Liability insurance helps to protect a wedding photographer’s business in the event where they are held liable for bodily injury or property damage. Whether a photographer is in a studio, at an event, or on the streets, this coverage is indispensable.
The Best Equipment & Camera Insurance
It’s a common misconception that the warranties included with a camera purchase or other high-value photography equipment provide enough protection. While warranties offer limited protection, they do not provide the protection professional photographers require. In addition, photographers end up having multiple warranties from multiple providers, and these limited and extended warranties are not hassle-free when it comes to filing a claim for accidental damage or defects with photography equipment.
Why Wedding Photographers need Equipment Insurance
Theft and accidental damage coverage
Our equipment coverage not only covers your equipment for accidental damage, but it also provides protection if your camera is stolen.
Equipment Replacement Cost Coverage
If your camera needs to be replaced, we don’t pay you the value of your existing camera; we pay to replace it. What this means for a wedding photographer is that if you have a discontinued camera model, we will pay what it costs you to replace it, even if it’s a newer model. This replacement cost coverage extends to all photography gear and office equipment, including laptops, monitors, and more.
Owned and rented equipment coverage
Our equipment insurance is one of the few that extends coverage to rented equipment.
Fire, Windstorm, Earthquake, Flood, Vandalism coverage
Our gear coverage covers equipment for accidental damage from many perils that other insurers often exclude.
No per-item limit, no itemization needed
When you purchase equipment coverage, you choose how much coverage you need. If you need to file a claim, your equipment can be covered up to your selected limit. We don’t place per-item limits on photography equipment, so even if you have a high-value camera covered under the policy, we will pay to replace it.
No per item or aggregate limit
RVNA places no limits on the value of your camera or equipment. For example, If a photographer selects a $10,000 coverage limit then the equipment is covered up to $10,000 even if that amount is for a single camera accidentally damaged that costs $10,000 to replace. Other insurance places per item limits on camera and gear.
Owned and rented equipment
RVNA’s Photographer Insurance provides coverage for owned and rented equipment. For example: A photographer rents lights for a shoot and a light gets damaged. RVNA’s Camera Equipment Insurance covers the replacement cost of the equipment up to the insured limit. Other insurance excludes rented equipment.
Set Your Own Limits
With RVNA Photographer Insurance, tailor your policy to cover exactly what you need. Our custom policies can be quoted and purchased online instantly. Using our online system, you select only the limits and coverages you need. Other insurance is package-based and costs photographers more money for less coverage.
Additional Coverages to Consider
- Liability & Excess
- Props, Sets & Wardrobe
- Errors & Omissions
- Employee Crime
- AD&D/AME
- Workers Compensation
- UAV / Drone Coverage
- and more!
Questions?
Call us 1-800-364-2433
Get Insured Today
Let RVNA help protect your wedding photography business and ensure your continued success.
Questions? Call us 1-800-364-2433 5:30AM to 5:00PM PT.